Honolulu, the vibrant capital city of Hawaii, is known for its stunning beaches, rich cultural heritage, and thriving urban lifestyle. As a real estate agent, I understand the importance of finding affordable housing options for individuals and families looking to settle in this bustling city. In this comprehensive guide, I will walk you through the various neighborhoods, programs, and resources available to help you discover affordable housing opportunities in Honolulu, Oahu.

Understanding the Honolulu Housing Market:

Before diving into specific affordable housing options, it’s essential to familiarize yourself with the Honolulu housing market. Honolulu has a diverse range of neighborhoods, each offering unique characteristics and price points. It’s important to consider factors such as proximity to amenities, transportation options, and community vibes when searching for affordable housing.


Affordable Housing Programs in Honolulu:

Section 8 Housing Choice Voucher Program:

The Section 8 program assists low-income individuals and families by subsidizing a portion of their rent. The Honolulu Housing Authority administers this program, providing eligible participants with vouchers that can be used in approved housing units throughout the city.

Housing First Program:

The Housing First program aims to provide permanent housing solutions for individuals experiencing homelessness. It offers supportive services, including case management and mental health support, to help individuals stabilize their housing situations and rebuild their lives.

Low-Income Housing Tax Credit (LIHTC) Program:

The LIHTC program encourages the development of affordable rental housing by offering tax credits to developers. This program promotes partnerships between the public and private sectors, resulting in an increased supply of affordable housing options.

Rental Assistance and Subsidized Housing:

Various nonprofit organizations and government agencies in Honolulu provide rental assistance and subsidized housing programs. These programs can help individuals and families with low to moderate incomes find affordable rental units.

Affordable Neighborhoods in Honolulu:


Located just northwest of downtown Honolulu, Kalihi-Palama offers relatively affordable housing options. This neighborhood has a diverse community and is well-connected to major highways and public transportation.

Salt Lake:

Salt Lake, situated near Honolulu International Airport, provides residents with easy access to the airport, downtown Honolulu, and military bases. This neighborhood offers a mix of apartment complexes and condominiums at more affordable price points.


Kaimuki is a charming neighborhood known for its eclectic mix of local shops, eateries, and family-owned businesses. It features a range of housing options, including single-family homes, townhouses, and apartments, with prices that can be more affordable compared to other areas in Honolulu.


Waipahu, located on the western side of Oahu, offers a suburban feel and a range of affordable housing options. This area is known for its strong sense of community, with numerous parks, schools, and shopping centers in the vicinity.

Resources for Finding Affordable Housing:


The official website of the City and County of Honolulu provides valuable resources and information about affordable housing programs, eligibility requirements, and application processes. It also offers an updated listing of available affordable rental units.

Nonprofit Organizations:

Numerous nonprofit organizations in Honolulu, such as the Hawaiian Community Development Board and the Affordable Housing and Homeless Alliance, work tirelessly to provide affordable housing options and supportive services. These organizations can offer guidance and assistance throughout your search.

Real Estate Agents:

Experienced real estate agents who specialize in affordable housing can be an invaluable resource. They possess in-depth knowledge of the local market and can guide you towards suitable neighborhoods and available affordable listings.

Finding affordable housing in Honolulu, Oahu may seem challenging, but with the right information and resources, it is entirely possible. From understanding the housing market to exploring affordable housing programs and neighborhoods, this guide provides a comprehensive overview to help you navigate the Honolulu real estate landscape. Remember to leverage the available resources, consult with professionals, and conduct thorough research to find the perfect affordable housing option that suits your needs and budget.

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